Motorbike Insurance

Motorcycle Insurance

Finding quality motorbike insurance with Bennetts is easy.

We search our panel of insurers to find you our best price for the cover you need.

Finding the best value motorbike insurance with Bennetts is easy. We search within our panel to find you low price quotes on motorcycle, moped and multi bike insurance policies. From 50cc scooters to adventure bikes and cruisers, we search for the best prices from our trusted panel of top insurers, making sure you have the cover you need for you and your bike. Visit our Bike Types and Bike Manufacturers pages for full details of all the motorcycles we can cover.

Why choose Bennetts?

With more than 85 years’ experience in the insurance industry, we’ll search for the lowest quote from our panel of the top insurers.

Bennetts offers:

  • 17 of the most common modifications covered as standard
  • 70% off optional ultimate cover – includes Legal Expenses, RAC Breakdown EU*, Helmet & Leathers and Personal Accident
  • Specialist insurance cover tailored to your needs and budget
  • Five-star product (as rated by Defaqto)
  • UK-based call centre
  • 24/7 quote and buy online
  • Specialist claims team available all day, every day
  • Monthly payment plans to make your life easier (subject to status)
  • 90-day EU cover is included as standard
  • Three levels of optional RAC breakdown cover
  •  Plus, enjoy a range of essential savings for bikers, with Bennetts Rewards

*121cc bikes and under receive RAC Breakdown Plus with a discount of 69%

 

Motorcycle Insurance FAQ
Yes. To ride your motorcycle on UK roads, you need to be insured. If you're involved in an accident, damage another vehicle or injure someone, having insurance will protect you from liability, and if your bike is stolen or vandalised, insurance can provide compensation. If you don't have motorcycle insurance, you risk a range of penalties such as a £300 fine, six penalty points, or being disqualified from riding your bike altogether.
The cost of motorbike insurance can vary due to several factors. When we calculate the cost of your quote, we're assessing the risk of insuring you as a rider, looking at how likely you are to claim and how expensive it would be to pay out if you did make a claim. We consider your riding history and the size and capacity of your bike, as well as your age and where you live, among other factors. 
Your motorcycle insurance policy will automatically allow you to ride within the European Union and any other country which has agreed to follow the EU Motor Insurance Directive (number 2009/103/EC), for up to 90 days in any period of insurance. If you want to ride abroad for more than 90 days in a year, then give us a call on 0344 412 2171 so we can look to arrange this for you.
Yes. Passengers would be covered while riding on and getting onto and off of your bike and riding in or getting into and out of your sidecar. 
This benefit will be stated on your bike insurance schedule and insurance certificate. Subject to age conditions and occupation and for most types of bikes, your insurance will cover you to ride other bikes. It is best to check this when you take out the policy. 
Yes. You can add another person to your policy as a named rider. As a named rider, they'll enjoy the same level of cover as you on your bike; however, be advised that if they make a claim, your No Claims Discount will be affected.
Yes. We have a list of modifications that Bennetts accept as standard. These include: Disability Adapted, Air Filter Changes, Bar Ends, Braided Hoses, Decals / Stickers (Unless Race Replica), Grippers, Heated Grips, Huggers, Lights / Indicators / Mirrors, Scott Oilers, Screen Changes, Seat Replacement / Changes, Seat Cowl / Single Seat Units, Sissy Bars (Long Backrest), Tail Tidy, and Tank Pads. We can still quote for certain modifications that are not covered as standard, and it is important that you declare all modifications, so they are covered under the policy.
We’ll search for the lowest quote from our panel of the top insurers.. Our panel are all leading insurers and are quality checked by Bennetts.
The type of motorcycle insurance you need depends on the level of cover you want. We offer three levels of insurance: Third Party Only, Third Party Fire and Theft and Fully Comprehensive insurance.