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Motorbike Insurance for Young Riders/Learners

You could get specialist 5-star rated cover for less than £293*

  • Get your insurance cover from an award-winning broker

  • Trusted by riders for over 94 years to provide specialist motorbike insurance

  • We’ll find you our best price for the cover you need from our panel of insurers

  • Free access to exclusive offers, discounts and competitions on BikeSocial when you buy your insurance policy direct from Bennetts

*30% of customers who took out a new policy between 1st January 2024 and 31st March 2024 and paid annually, rider age 16-17, paid £293 or less. Price includes IPT. Please note that cover and premiums are subject to individual circumstances

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About insurance

Nothing compares to the excitement of being a young rider. Whether it’s getting your first bike and getting out on the open road for your first ride or you have been riding a while and you’ve just upgraded your bike to a better model.

Are you 16 or 17 years old and have just bought your first moped or scooter? Whether you have recently passed your Compulsory Basic Training (CBT) or are planning to take it soon, you’ll need to make sure you have bike insurance for young riders. Here you can find out about moped insurance for 16 year olds to help ensure you find the best option for you.

Free access to exclusive offers

Get access to discounts, exclusive offers and competitions on BikeSocial when you buy your insurance policy direct

Defaqto 5 Star rated since 2010

Defaqto 5-star rated 2010 to 2024

24/7 claims line

24/7 claims line. The claims team will be there whenever you need them

What is CBT?

You’ll need to do the CBT to be able to take out insurance on your moped or scooter. The CBT is what you must do to be able to ride a moped if you are 16 or over (as well as a motorcycle up to 125cc for those 17 and over.) The training isn’t a test as such, it is there to ensure you are able to ride safely so that you can then practice for your full test.

The CBT is made up of five parts:

  • Introduction and eyesight check

  • On-site training

  • On-site riding

  • On-road training

  • On-road riding

You must wear suitable clothing including a helmet. Everything else will be provided including the bike and the relevant insurance for the day. You won’t be able to ride your own bike as this would require insurance and you need to do the CBT to get this.

Once completed, you’ll then have to use L Plates (D Plates in Wales) and take a test within 2 years - or do the CBT again. During this time you’ll require young riders insurance which is specifically for new riders who don’t have their full licence yet.

Most popular questions

Yes, young riders insurance is what you can take out while you are still learning and have L plates (D plates in Wales) on your moped or scooter. Once you have taken your full test and have a motorbike licence, then you’ll need regular bike insurance. At Bennetts, we tailor your insurance to your exact needs and your bike type. You can find out more about motorbike insurance here.

What information do I need to hand to apply for young riders insurance?

When applying for your young riders insurance, you’ll need to provide a few details including:

Information about the bike

Either your bike registration or bike make, year of registration, bike cc and bike model.


  • The date you bought the bike

  • How much it is worth

  • Where it is going to be kept overnight

  • Expected annual mileage

  • Whether it has been modified or not

Personal information

  • Type of licence - such as a full or provisional licence

  • How long you've had your licence

What customers say about us

Why choose Bennetts?

As a specialist motorcycle insurance broker, we compare motorcycle insurance prices from our panel of some of the UK’s biggest motorcycle insurers to get you our best price for the cover you need.

We use trusted names and our mix of insurers has been selected to provide a breadth of experience, bike market knowledge, available products, customer service levels and competitive pricing.

We were the first bike insurance broker to offer a quote and buy online service, so we have all the experience required to make the process as simple as possible.

When you compare bike insurance, make sure you receive all of these benefits…

Enjoy a range of essential savings for bikers, with a BikeSocial Membership*

The most common modifications covered as standard

Specialist insurance cover tailored to your needs and budget

Five-star product (as rated by Defaqto)

UK-based call centre

90-day EU cover is included as standard

More Why Bennetts

* A BikeSocial membership is only free for customers who buy motorcycle insurance directly from Bennetts.

Young riders insurance quote

To find out how much bike insurance will cost a 16 year old, contact us via our online form or call us on 0344 412 2171 for a quote.

We’ll search for our best deal that is tailored to your specific needs and requirements. As well as giving you a quote for your young riders’ motorbike insurance, we’ll also tell you about what will - or can also be - included with your policy.

You can also find out more about BikeSocial Membership - the perks that come from getting your bike insurance directly through Bennetts.

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