As a UK-based specialist motorcycle insurance broker with over 90 years of experience, Bennetts compares prices from our panel of Britain’s biggest motorbike insurance underwriters. We work hard to get the most suitable quote for what you ride, and how you ride it.
Bennetts was the first bike insurance broker to offer an online quote and buy service with the goal to make the quote experience as simple as possible to get you the cover you need.
What is motorbike insurance?
We strive to offer you the most suitable motorcycle insurance quote by working with some of the most trusted insurance underwriters, which means competitively-priced policies and the high levels of customer service that you should expect.
Your bike insurance is tailored to your needs and your bike type, from a 50cc scooter or moped to adventure bikes, sports bikes, street machines and cruisers, with additional cover options available for breakdown, kit, personal and legal protection. Our multibike insurance policies can provide the cover you need from a collection of café racers to hyper sports; visit our Bike Types and Bike Manufacturers pages for more details of all the motorcycles we can cover.
Why choose Bennetts?
As a specialist motorcycle insurance broker, we compare motorcycle insurance prices from our panel of the UK’s biggest insurance underwriters to get you our best price for the cover you need.
We use trusted names and our mix of insurers has been selected to provide a breadth of experience, bike market knowledge, available products, customer service levels and competitive pricing.
We were the first bike insurance broker to offer a quote and buy online service, so we have all the experience required to make the process as simple as possible.
When you compare bike insurance, makes sure you receive all of these benefits…
- Enjoy a range of essential savings for bikers, with a BikeSocial membership*
- 17 of the most common modifications covered as standard
- Specialist insurance cover tailored to your needs and budget
- Five-star product (as rated by Defaqto)
- UK-based call centre
- 90-day EU cover is included as standard
Still unsure? Take a look at our Why Bennetts page for more.
* A BikeSocial membership is only free for customers who buy motorcycle insurance directly from Bennetts.
Motorcycle insurance quote
The cost of motorbike insurance depends on a number of details about your motorcycle and you. A bike with a powerful engine will generally command a higher premium. Nevertheless, your motorbike insurance quote doesn’t need to be expensive as there are other factors that could bring down the cost of your insurance premium.
You could lower your motorcycle insurance quote by keeping it in a secure garage or locked-up when it’s not being used. Also, being accurate with your mileage could help to reduce your premium.
You’ll also be rewarded for riding safely; a clean licence and a good riding record could reduce what you pay now and in the future.
Get cheaper motorcycle insurance by following these simple steps.
What kind of motorcycle insurance do I need?
The type of motorcycle insurance you need depends on the level of cover you want. We offer three levels of insurance:
Fully Comprehensive
The most extensive type of cover; fully comprehensive motorcycle insurance provides peace of mind for almost every eventuality. The major difference to third party cover is that you can claim for damages or losses to your own vehicle as well as others, regardless of whether it’s your fault or not.
Third Party Only
The most basic (and usually cheapest) level of motorbike insurance is third party only, which, as you would expect, provides the most limited but essential cover. If you are involved in an accident and another person is injured or their vehicle or property is damaged, then you will be liable for the costs incurred to compensate for their losses.
Third Party, Fire and Theft
The next level of cover up is third party fire and theft, which takes the basic cover of third party only and includes an extra layer of cover should your motorbike be stolen; or if it is damaged while being attempted to be stolen or catches fire.
How much will my motorbike insurance cost?
The cost of motorbike insurance can vary due to several factors. When we calculate the cost of your quote, we're assessing the risk of insuring you as a rider, looking at how likely you are to claim and how expensive it would be to pay out if you did make a claim. We consider your riding history and the size and capacity of your bike, as well as your age and where you live, among other factors.
Scooter and mopeds
In the current economic climate, scooters and mopeds are becoming even more popular. In fact, these two categories make up almost half of the UK’s riding population! Their reliable qualities and low running costs mean we can find you a great quote that's suited to these smaller capacity bikes.
Sports and superbikes
At the other end of the spectrum, Superbike riders also remain a significant proportion of the UK’s biking population with a huge love for racereplica machines. Because of the high performance of these bikes, premiums for this category can sometimes be more expensive.
Cruisers
For those who enjoy long distance riding and choose comfort over aerodynamics, our insurance will be right up your street. If you’ve invested your time and money into one of these amazing cruisers, you’ll want to make sure you have a quality insurance policy to match.
Classic bikes
If you're a true classic bike enthusiast and own a dream bike from a classic era, we have good news for you. Bennetts can provide insurance for classic bikes, that covers a large number of vintage biking brands, as well as modern classics, such as the Ducati 916 and Honda SP-1.
Multi bike policies
Bennetts will cover up to four bikes on one Multi bike policy - ideal for those who like to vary their biking by keeping a selection of machines in their garage. If you have more than four bikes to insure give our advisors a call and they will see if we can accommodate your needs.
