Motorbike Insurance
You could get specialist 5-star rated cover for less than £151*
FREE access to exclusive offers, discounts and competitions on BikeSocial when you buy your insurance policy direct
Defaqto 5-star rated 2010 to 2025
24/7 claims line. The claims team will be there whenever you need them
We search our panel of insurers to find you our best price for the cover you need
*50% of customers who took out a new policy between 1st April 2025 and 30th June 2025 and paid annually, paid £151 or less. Price includes IPT. Please note that cover and premiums are subject to individual circumstances.
About Bennetts
As a UK-based specialist motorcycle insurance broker with over 90 years of experience, Bennetts compares prices from our panel of some of Britain's biggest motorcycle insurers. We work hard to get our most suitable quote for what you ride, and how you ride it.
Bennetts was the first bike insurance broker to offer an online quote and buy service with the goal to make the quote experience as simple as possible to get you the cover you need.
Free access to exclusive offers
Get access to discounts, exclusive offers and competitions on BikeSocial when you buy your insurance policy direct
Defaqto 5 Star rated since 2010
Defaqto 5-star rated 2010 to 2025
24/7 claims line
24/7 claims line. The claims team will be there whenever you need them
What is motorbike insurance?
We strive to offer you the most suitable motorcycle insurance quote by working with some of the most trusted motorcycle insurers, which means competitively-priced policies and the high levels of customer service that you should expect.
Your bike insurance is tailored to your needs and your bike type, from a 50cc scooter or moped to adventure bikes, sports bikes, street machines and cruisers, with additional cover options available for breakdown, kit, personal and legal protection.
Our multibike insurance policies can provide the cover you need from a collection of café racers to hyper sports; visit our bike types and bike manufacturers pages for more details of all the motorcycles we can cover.
Why choose Bennetts?
As a specialist motorcycle insurance broker, we compare motorcycle insurance prices from our panel of some of the UK’s biggest motorcycle insurers to get you our best price for the cover you need.
We use trusted names and our mix of insurers has been selected to provide a breadth of experience, bike market knowledge, available products, customer service levels and competitive pricing.
We were the first bike insurance broker to offer a quote and buy online service, so we have all the experience required to make the process as simple as possible.
When you compare bike insurance, make sure you receive all of these benefits…
Enjoy a range of essential savings for bikers, with a BikeSocial Membership*
The most common modifications covered as standard
Specialist insurance cover tailored to your needs and budget
Five-star product (as rated by Defaqto)
UK-based call centre
90-day EU cover is included as standard
Enjoy a range of essential savings for bikers, with a BikeSocial Membership*
The most common modifications covered as standard
Specialist insurance cover tailored to your needs and budget
Five-star product (as rated by Defaqto)
UK-based call centre
90-day EU cover is included as standard
* A BikeSocial membership is only free for customers who buy motorcycle insurance directly from Bennetts.
What customers say about us
Motorcycle insurance quote
The cost of motorbike insurance depends on a number of details about your motorcycle and you. A bike with a powerful engine will generally command a higher premium. Nevertheless, your motorbike insurance quote doesn’t need to be expensive as there are other factors that could bring down the cost of your insurance premium.
You could lower your motorcycle insurance quote by keeping it in a secure garage or locked-up when it’s not being used.
Also, being accurate with your mileage could help to reduce your premium. You’ll also be rewarded for riding safely; a clean license and a good riding record could reduce what you pay now and in the future.
Get cheaper motorcycle insurance by following these simple steps.
Customer Experience Awards 2024
Bennetts has been recognised by the Insurance CX awards in 2024!
What kind of motorcycle insurance do I need?
The type of motorcycle insurance you need depends on the level of cover you want. We offer three levels of insurance:
Fully comprehensive
The most extensive type of cover; fully comprehensive motorcycle insurance provides peace of mind for almost every eventuality. The major difference to third party cover is that you can claim for damages or losses to your own vehicle as well as others, regardless of whether it’s your fault or not.
Third party, fire and theft
The next level of cover up is third party fire and theft, which takes the basic cover of third party only and includes an extra layer of cover should your motorbike be stolen; or if it is damaged while being attempted to be stolen or catches fire.
Third party only
The most basic (and usually cheapest) level of motorbike insurance is third party only, which, as you would expect, provides the most limited but essential cover. If you are involved in an accident and another person is injured or their vehicle or property is damaged, then you will be liable for the costs incurred to compensate for their losses.
How much will my motorbike insurance cost?
The cost of motorbike insurance can vary due to several factors. When we calculate the cost of your quote, we're assessing the risk of insuring you as a rider, looking at how likely you are to claim and how expensive it would be to pay out if you did make a claim.
We consider your riding history and the size and capacity of your bike, as well as your age and where you live, among other factors.
Extra Cover
Our legal expenses cover can help protect you in the event of an accident that isn't your fault. The cover provides up to £100,000 towards redeeming any expenses you incur throughout the claim.
We also offer personal accident cover, which could provide a one-off cash payment (up to £15,000) in the event of a more serious accident, along with our motorcycle helmet and leathers cover which protects your gear against damage caused (up to £1,500). You can also choose RAC breakdown cover to provide roadside rescue when you need it.
The additional Cover Options are provided by a number of insurers who all meet our high standards of quality and service. Terms and conditions apply to all additional cover options.
SERV Blood Bikers
Often better known as ‘Blood Bikers’ or ‘Blood Runners’, Service by Emergency Rider Volunteers (SERV) provides a vital service to the British public by transporting human blood, samples and other medical essentials to hospitals out of hours, 365 days a year.
Motorbike Insurance FAQ
Yes. To ride your motorcycle on UK roads, you need to be insured. If you're involved in an accident, damage another vehicle or injure someone, having insurance will protect you from liability, and if your bike is stolen or vandalised, insurance can provide compensation. If you don't have motorcycle insurance, you risk a range of penalties such as a £300 fine, six penalty points, or being disqualified from riding your bike altogether.
Get a quote
We search our panel of insurers to find you our best price for the cover you need