Motorbike Insurance
You could get specialist 5-star rated cover for less than £151*
FREE access to exclusive offers, discounts and competitions on BikeSocial when you buy your insurance policy direct
Defaqto 5-star rated 2010 to 2025
24/7 claims line. The claims team will be there whenever you need them
We search our panel of insurers to find you our best price for the cover you need
*50% of customers who took out a new policy between 1st April 2025 and 30th June 2025 and paid annually, paid £151 or less. Price includes IPT. Please note that cover and premiums are subject to individual circumstances.
At Bennetts, we make it simple to compare motorbike insurance quotes from a panel of top UK insurers. Whether you ride a scooter, cruiser, or sports bike, we’ll help you find the best motorbike insurance deal tailored to your needs. Our goal is to offer you our cheapest motorbike insurance quotation available from our panel, without compromising on your cover or service, with the peace of mind that our insurance product has been independently rated five stars from Defaqto. Get reliable, affordable motorbike insurance with Bennetts today.
Why choose Bennetts?
As a specialist motorcycle insurance broker, we compare motorcycle insurance prices from our panel of some of the UK’s leading motorcycle insurers to get you our cheapest price for the cover you need.
We work with a trusted panel of insurers, carefully selected for their breadth of experience, deep understanding of the motorbike market, diverse product offerings, high standards of customer service, and competitive pricing. Bennetts were the first bike insurance broker to offer a quote and buy online service, so we have the experience required to make the process as simple as possible.
When you compare bike insurance, make sure you receive all of these benefits…
Enjoy a range of essential savings for bikers with a BikeSocial Membership*
The most common modifications are covered as standard
Specialist insurance cover tailored to your needs and budget
Five-star product (as rated by Defaqto)
UK-based call centre
90-day EU cover included as standard
* A BikeSocial membership is only free for customers who buy motorcycle insurance directly from Bennetts.
What customers say about us
Compare cheap motorbike insurance online
Bennetts is a specialist broker that compares prices from a carefully selected panel of leading motorcycle insurers. This means you can get a competitive motorbike insurance quote quickly and easily, with cover built around how and what you ride.
We cover a wide range of bike types including:
Custom, classic and cruiser models
Need to insure more than one bike? Our multibike insurance options could save you time and money.
Customer Experience Awards 2024
Bennetts has been recognised by the Insurance CX awards in 2024!
What is motorbike insurance?
We strive to offer you the most suitable motorcycle insurance quote by working with some of the most trusted motorcycle insurers, which means competitively-priced policies and the high levels of customer service that you should expect.
Your bike insurance is tailored to your needs and your bike type, from a 50cc scooter or moped to adventure bikes, sports bikes, street machines and cruisers, with additional cover options available for breakdown, kit, personal and legal protection.
Our multibike insurance policies can provide the cover you need from a collection of café racers to hyper sports; visit our bike types and bike manufacturers pages for more details of all the motorcycles we can cover.
What’s included in your cover?
Every rider’s needs are different, which is why our policies can include a wide range of features and optional extras:
90 days of EU cover included
Optional breakdown, legal, riding gear and personal accident cover
Replacement Lock & Keys: Covered for up to £400 if your keys are lost, stolen, and not recovered. T&Cs apply
New bike replacement – In the event of damage or theft, have your motorcycle replaced with a new one of the same make and specification (Within 6 months of registration in the UK as new, subject to availability. Further T&Cs apply)
Motorcycle insurance quote
The cost of motorbike insurance depends on a number of factors, including details about your motorcycle and your riding history. Bikes with more powerful engines usually come with higher premiums. However, your motorbike insurance quote doesn’t need to be expensive, there are ways to find cheap motorbike insurance without compromising on cover.
You can lower your motorcycle insurance quote by keeping your bike in a secure garage or locked up when it is not in use.
Providing an accurate record of your annual mileage can also help reduce your premium. Additionally, riding safely and maintaining a clean licence and good riding record can help you qualify for cheap motorcycle insurance now and in the future.
Follow these simple steps to get a cheaper motorcycle insurance quote.
What kind of motorcycle insurance do I need?
Choosing the right type of motorcycle insurance in the UK depends on how you ride, what you ride, and the level of protection you want. Whether you're commuting daily, riding for leisure, or storing your bike for part of the year, understanding the different types of motorbike insurance - Third party, Third party fire and theft, and Fully comprehensive - can help you make an informed decision. In this short guide, we’ll break down each option so you can find the cover that best suits your needs and budget.
Fully comprehensive
The most extensive type of cover; fully comprehensive motorcycle insurance provides peace of mind for almost every eventuality. The major difference to third party cover is that you can claim for damages or losses to your own vehicle as well as others, regardless of whether it’s your fault or not.
Third party, fire and theft
The next level of cover up is third party fire and theft, which takes the basic cover of third party only and includes an extra layer of cover should your motorbike be stolen; or if it is damaged while being attempted to be stolen or catches fire.
Third party only
The most basic (and usually cheapest) level of motorbike insurance is third party only, which, as you would expect, provides the most limited but essential cover. If you are involved in an accident and another person is injured or their vehicle or property is damaged, then you will be liable for the costs incurred to compensate for their losses.
What factors affect the cost of motorbike insurance in the UK?
The cost of motorbike insurance in the UK can vary widely depending on several important factors. When insurers calculate your motorbike insurance quote, they assess your risk profile based on:
Your riding history and any previous claims
The make, model, and engine size of your motorbike
Your age, location, and where the bike is kept overnight
Other personal details that may influence your insurance risk
Understanding these factors can help you compare motorbike insurance quotes more effectively and find the best coverage for your needs. Further details on how motorcycle insurance costs insurance costs are calculated.
Extra Cover
Our legal expenses cover can help protect you in the event of an accident that isn't your fault. The cover provides up to £100,000 towards redeeming any expenses you incur throughout the claim.
We also offer personal accident cover, which could provide a one-off cash payment (up to £15,000) in the event of a more serious accident, along with our motorcycle helmet and leathers cover which protects your gear against damage caused (up to £1,500). You can also choose RAC breakdown cover to provide roadside rescue when you need it.
The additional Cover Options are provided by a number of insurers who all meet our high standards of quality and service. Terms and conditions apply to all additional cover options.
SERV Blood Bikers
Often better known as ‘Blood Bikers’ or ‘Blood Runners’, Service by Emergency Rider Volunteers (SERV) provides a vital service to the British public by transporting human blood, samples and other medical essentials to hospitals out of hours, 365 days a year.
About Bennetts
As a UK-based specialist motorcycle insurance broker with over 90 years of experience, Bennetts compares prices from our panel of some of Britain's biggest motorcycle insurers. We work hard to get our most suitable quote for what you ride, and how you ride it.
Bennetts was the first bike insurance broker to offer an online quote and buy service with the goal to make the quote experience as simple as possible to get you the cover you need.
Free access to exclusive offers
Get access to discounts, exclusive offers and competitions on BikeSocial when you buy your insurance policy direct
Defaqto 5 Star rated since 2010
Defaqto 5-star rated 2010 to 2025
24/7 claims line
24/7 claims line. The claims team will be there whenever you need them
Motorbike Insurance FAQ
Yes. To ride your motorcycle on UK roads, you need to be insured. If you're involved in an accident, damage another vehicle or injure someone, having insurance will protect you from liability, and if your bike is stolen or vandalised, insurance can provide compensation. If you don't have motorcycle insurance, you risk a range of penalties such as a £300 fine, six penalty points, or being disqualified from riding your bike altogether.
Get a quote
We search our panel of insurers to find you our best price for the cover you need