Multi Bike Insurance

  • FREE BikeSocial membership when you insure directly with Bennetts
  • Trusted by riders for over 90 years
  • We search our panel of insurers to find you our best price for the cover you need
  • The most common modifications, covered as standard
  • Defaqto 5-star rated cover

Multi bike insurance could provide you with a range of advantages, including cost savings, convenience, and increased peace of mind.

Cover up to Six Bikes on one Multi Bike insurance policy

We understand that you can only ride one bike at a time, regardless of how many motorcycles you have in your garage. It’s not uncommon for motorcyclists to own more than one bike. A practical machine for commuting, something sporty for weekend thrills and an adventure bike and a nostalgic classic or two as well. A collection of motorbikes presents a challenge to insurers; our job is to make sure you have the right cover at our best possible price. We think Bennetts’ multi-bike insurance does just that because, as a motorcycle insurance specialist with BikeSocial, our team of in-house biking experts, we believe that Bennetts knows biking better. Bennetts multi-bike insurance can cover up-to six bikes on one policy, is Defaqto 5-star rated and comes with free BikeSocial Membership when you buy insurance directly with Bennetts.


Quick no hassle renewal of my multi bike insurance, with a reduction in premiums what’s not to like about Bennetts!

February 2023

What is multi-bike insurance?

Multi-bike insurance is a simple way to ensure that all your bikes are covered with an insurer you trust on one simple policy for one competitive price. A multi bike insurance policy can cover a wide range of modern, classic or adventure bikes, providing multi-motorcycle insurance and can even include scooter insurance.

You are insured for whichever of your multiple motorcycles you are riding, at the level of cover you purchase, whether that be comprehensive, third party, fire and theft or third party only. Bennetts’ multi-bike insurance typically covers up-to-six bikes, but if you have more than six, give us a call and we’ll do our best to accommodate your needs.



What are the benefits of a multi bike policy? 

Multi bike motorcycle insurance has many benefits. The most obvious is having all your motorcycles covered on one policy, for one price, with one renewal date. More than that, it also brings the peace-of-mind that all your bikes are covered with an insurer you know and trust because, if the worst happens, you want your claim(s) to be dealt with professionally and promptly.

We work with a specialist claims team who can be contacted 24 hours a day, every day, to help our customers when they need it the most.

Other benefits include knowing that your hard-won no-claims discount is applied to a single policy, covering all your bikes (on separate policies your NCD is often only allowed against one bike). Also, standard benefits such as key cover and optional add-ons such as breakdown cover, apply to all bikes on the multi-bike policy.

When you make changes, such as a new address, you will still be charged a fee, but it will only be one fee for the whole policy, not a separate one for each bike.

Bennetts multi bike insurance policy includes:

  • FREE access to exclusive offers, discounts, events and competitions with a BikeSocial membership only when you insure your motorbike direct with Bennetts
  • The most common modifications covered as standard
  • Five-star product (as rated by Defaqto)
  • UK-based call centre
  • 90-day EU cover is included as standard

Take a look at our Why Bennetts page for more.


So easy to renew my multibike policy. Very reasonable cost. Fantastic benefits and offers too. I keep coming back so keep it up.
March 2023

Why choose Bennetts for your multi bike insurance?

Bennetts provide specialist motorcycle insurance, tailored to you. We’ve been doing this for over 90 years. We don’t do house or pet insurance and because of our size we can negotiate our very best rates with our panel of underwriters. Our in-house editorial team, BikeSocial, bring an insight into the motorcycle market that keeps Bennetts ahead of the game. You can trust Bennetts in your multi bike insurance comparison to deliver cover at a competitive price. Plus, if you insure directly with Bennetts, you get free BikeSocial Membership, worth £60, that can save you £100s on bike kit, rider training, track days and off-road experiences.


How to get our best multi bike insurance quote?

The secret to getting the best multi bike insurance quote, is to be prepared. Make sure you have the registrations, mileages and lists of any modifications to hand (remember that Bennetts includes 17 of the most common modifications as standard). Think about how many miles you are realistically likely to do on each bike (checking previous MoT certificates is a good way to do this) and try to get an idea of the current values of your machines. It might take a while to enter all the information, but it is important to get it right and you’ll still be saving time over making multiple quotes for your different bikes. Buying directly online will make the process as simple as possible but be aware that the online quote journey can only manage up to six bikes. For more than that, you’ll need to call Bennetts’ UK-based contact centre on 0344 412 2171.


The Bennetts representative went out of their way to make my complicated multi-bike insurance policies work with the least cost and upheaval to me.
June 2023

Multi Bike Insurance FAQs

Can I insure several riders on several bikes?

No sorry not on one policy. Your multi bike insurance will be restricted to single rider only.


How many bikes can I insure with multi bike cover?

On one insurance policy, you can insure up to six bikes. If you have more than six, give us a call and we'll do our best to accommodate your needs.


How much does multi bike insurance cost?

Having all your bikes on one insurance policy from the same broker could save you money because you are paying admin fees (such as for documentation) on just one policy, instead of many, and your no-claims discount will apply to the multi bike policy so all the bikes on the policy will have the applicable discount applied. The cost will depend on the bikes insured, type of riding you will be doing and the agreed mileage on each bike. Make sure you have the information about bike values, realistic expected annual mileages and type of use to hand before doing the quote, so you can get our best possible price for your needs.

The premium calculation will be based on the highest rated bike; subsequent bikes will have a nominal additional premium per bike.


What are the benefits of multi bike insurance?

With multi bike insurance, you can insure multiple bikes on one policy. That means you'll have one renewal date to remember, one premium to pay, and it may be cheaper insuring them on one policy rather than on individual policies. You won't have to keep track of the details of multiple policies or worry about when one is effective, or another isn't.