Multi Bike Insurance
We search our panel of insurers to find you our best price for the cover you need
Simplify your bike insurance with Bennetts, one renewal date and one insurance premium
Insure up to 6 bikes on one multi-bike policy
The most common bike modifications are covered as standard, with us
What is multi-bike insurance?
Multi-bike insurance is a simple way to ensure that all your bikes are covered with an insurer you trust on one simple policy for one competitive price. A multi bike insurance policy can cover a wide range of modern, classic or adventure bikes, providing multi-motorcycle insurance and can even include scooter insurance.
You are insured for whichever of your multiple motorcycles you are riding, at the level of cover you purchase, whether that be comprehensive, third party, fire and theft or third party only. Bennetts’ multi-bike insurance typically covers up-to-six bikes, but if you have more than six, give us a call and we’ll do our best to accommodate your needs.
Free access to exclusive offers
Get access to discounts, exclusive offers and competitions on BikeSocial when you buy your insurance policy direct
Defaqto 5 Star rated since 2010
Defaqto 5-star rated 2010 to 2025
24/7 claims line
24/7 claims line. The claims team will be there whenever you need them
What are the benefits of a multi bike insurance policy?
Multi bike motorcycle insurance has many benefits. The most obvious is having all your motorcycles covered on one policy, for one price, with one renewal date.
Peace of mind - know all your bikes are insured with a trusted provider, ensuring professional and prompt claims handling.
24/7 claims support - access to a specialist claims team any time, day or night.
No-claims discount (NCD) - apply your NCD across all bikes on one policy (unlike separate policies where it's often limited to one bike).
Inclusive standard benefits - enjoy features like key cover across all motorcycles.
Optional add-ons - extend protection with extras such as breakdown cover for every bike on the policy.
Single admin fee for changes - pay just one fee for updates like a change of address, rather than separate charges for each bike.
What customers say about us
Cover up to six bikes on one multi-bike insurance policy
We understand that you can only ride one bike at a time, regardless of how many motorcycles you have in your garage. It’s not uncommon for motorcyclists to own more than one bike. A practical machine for commuting, something sporty for weekend thrills and an adventure bike and a nostalgic classic or two as well.
A collection of motorbikes presents a challenge to insurers; our job is to make sure you have the right cover at our best possible price. We think Bennetts’ multi-bike insurance does just that because, as a motorcycle insurance specialist with BikeSocial, our team of in-house biking experts, we believe that Bennetts knows biking better.
Bennetts multi-bike insurance can cover up-to six bikes on one policy, is Defaqto 5-star rated and comes with free BikeSocial Membership when you buy insurance directly with Bennetts.
How multi-bike insurance works
Here’s how your multi-bike premium is typically built:
We assess the bikes in your collection.
You choose a single level of cover and class of use, applied to all bikes.
All bikes are insured under one policy.
You pay one premium, either annually or monthly.
This structure is designed to give riders both flexibility and value.
Why choose multi bike motorcycle insurance with Bennetts?
With over 95 years dedicated solely to motorcycle insurance, Bennetts provides specialist expertise, competitive pricing and products built entirely around riders needs. We don’t insure houses, cars or pets - just bikes - meaning our experience and insurer relationships are all focused on getting riders the cover they need at the best price we can offer.
What makes Bennetts stand out:
Free BikeSocial Membership* when you buy direct (normally £60) giving you access to exclusive discounts on kit, rider training, track days, events and off‑road experiences.
We cover the most common modifications as standard – so there’s no need to tell us about them when you buy a policy or if you add them later. View full modifications list.
We work with a trusted panel of insurers, carefully selected for their breadth of experience, deep understanding of the motorbike market, diverse product offerings, high standards of customer service, and competitive pricing.
5‑Star rated product (Defaqto) for quality and comprehensive protection.
UK‑based call centre with highly trained advisors ready to help.
90‑days of EU cover included as standard, at the same level of cover you have chosen.
* A BikeSocial membership is only free for customers who buy motorcycle insurance directly from Bennetts.
You can mix different types of bikes
Our multi‑bike policy can insure a wide range of bikes on one policy, including:
Adventure bikes
Classic bikes
Commuters
Cruisers
Customs & café racers
Roadsters
Sportsbikes
Scooters & mopeds
Tourers
Trail and enduro bikes
How to get our best multi bike insurance quote?
Be prepared - have your bike registrations, mileages, and a list of any modifications ready (remember that Bennetts includes the most common modifications as standard).
Estimate realistic mileage – check previous MoT certificates to help gauge annual usage per bike.
Know your bike values - try to get an idea of the current values of your machines.
Save time - entering all details upfront avoids the hassle of making multiple quotes for different bikes.
Buy online for simplicity - the online quote journey is streamlined and easy to follow.
Quote up to six bikes online - for more than six, call Bennetts’ UK-based contact centre at 03444122171.
What levels of cover can I choose?
You can choose from:
✔ Fully Comprehensive - Covers accidental damage, vandalism, theft, fire and third‑party claims.
✔ Third‑Party, Fire & Theft (TPFT) - Covers theft, fire damage and damage to third parties.
✔ Third‑Party Only (TPO) - Covers damage or injury caused to others.
All bikes on the multi bike policy will have the same level of cover, and optional add‑ons apply to the rider, regardless of the bike you are riding.
Additional Cover options you can add to your policy
Bennetts offers additional cover options designed to give riders extra protection when it matters most. You can add these to your policy at any time, and you could save up to £100 when you choose all four through our Ultimate Cover Package.
Legal Expenses Cover – Provides £100,000 of protection for uninsured losses, legal costs and loss of earnings after an accident.
Personal Accident Cover – Up to £15,000 of financial protection in the event of a serious motorcycle‑related injury.
Helmet and Leathers Cover – Covers your helmet, clothing, boots and gloves for damage up to £1,500 following a motorcycle accident.
RAC Breakdown Cover – Choose from three levels:
Breakdown Basic (roadside assistance, including non‑starts)
Breakdown Plus (recovery to home or a chosen destination in the UK)
Breakdown EU (UK + European roadside and recovery support)
What our experts say
“When storing multiple bikes at home you can more easily use the heaviest-duty locks, chains and anchors than when you’re travelling. You could chain them together to make them harder to remove, but while the best security is slow and difficult to defeat, using one chain for multiple bikes does mean thieves would only have to cut it once.
Good security is always about making your property more hassle for a criminal than someone else’s, so aim to use separate devices on each bike, and secure each one to a solid ground anchor while making sure your garage / shed door has a decent lock. Investing in good security can be something you only have to do once.
Adding an extra layer of security to your motorcycle makes it far less likely to be stolen, which means you can relax and enjoy your rides. If you’re travelling with friends and there aren’t any anchor-points available when you stop, locking your bikes together makes them much harder for thieves to lift into a van.”
John Milbank - BikeSocial Consumer Editor
Multi Bike Insurance FAQs
Can I insure several riders on several bikes?
No sorry not on one policy. Your multi bike insurance will be restricted to single rider only.
How many bikes can I insure with multi bike cover?
On one insurance policy, you can insure up to six bikes. If you have more than six, give us a call and we'll do our best to accommodate your needs.
What are the benefits of multi bike insurance?
With multi bike insurance, you can insure multiple bikes on one policy. That means you'll have one renewal date to remember, one premium to pay, and it may be cheaper insuring them on one policy rather than on individual policies. You won't have to keep track of the details of multiple policies or worry about when one is effective, or another isn't.
Can I add multiple riders to a multi-bike policy?
Multi-bike policies are designed for one primary rider. This helps keep the cost lower as insurers know only one bike is on the road at any time.
Can all bikes have different levels of cover?
No. The same level of cover applies to all bikes for simplicity of being under one policy.
Can I add more bikes later?
Yes - you can add bikes at any point during the policy term.
What if I own more than six bikes?
Give our team a call - we can accommodate collections that exceed our standard limit.
Does multi‑bike insurance usually save money?
Most riders find it cheaper than taking out separate policies, as the risk is lower when only one bike can be ridden at a time.
Can I mix classics and modern bikes on the same policy?
Absolutely. Multi-bike is ideal for mixed garages of modern, vintage and specialist machines.
What information do I need for a multi‑bike quote?
You’ll need the following details:
Make, model and registration of each bike
Value and mileage for each
Your riding history and no‑claims discount
Security and storage information
How much does multi bike insurance cost?
Having all your bikes on one insurance policy from the same broker could save you money because you are paying admin fees (such as for documentation) on just one policy, instead of many, and your no-claims discount will apply to the multi bike policy so all the bikes on the policy will have the applicable discount applied. The cost will depend on the bikes insured, type of riding you will be doing and the agreed mileage on each bike. Make sure you have the information about bike values, realistic expected annual mileages and type of use to hand before doing the quote, so you can get our best possible price for your needs.
The premium calculation will be based on the highest rated bike; subsequent bikes will have a nominal additional premium per bike.
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