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Harley-Davidson Motorcycle Insurance

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You could get specialist 5-star rated cover for less than £128*

*30% of customers who took out a new policy between 1st January 2024 and 31st March 2024 and paid annually, paid £128 or less.  Price includes IPT. Please note that cover and premiums are subject to individual circumstances

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A brief history of Harley-Davidson motorcycles 

Harley-Davidson motorcycles have become an enduring American icon. The company history spans over 120-years and the Motor Company still employs ancestors of original founding father, Arthur Davidson. 

Production of Harley-Davidson motorcycles began in a small 10x15-foot wooden shed in Milwaukee, USA in 1903 when William S. Harley partnered with Arthur Davidson to develop the company’s first one-cylinder motorcycle. Arthur’s brothers, Walter and William Davidson also later joined the company. 
The first motorcycle was sold to a school friend of William and Arthur and survived five owners over 100,000 miles! In 1909, William S Harley created the first Harley-Davidson motorcycle with a 45-degree V-twin engine and one year later the Bar and Shield was introduced – both have become synonymous with Harley-Davidson. 

By 1915, three-speed sliding gear transmission had emerged, and the continued developments helped Harley-Davidson become the biggest motorcycle factory in the world with more than 2,000 dealerships by 1918. A decade later came another milestone, with the introduction of the first twin-cam engine and front wheel brakes in 1928 – contributing to a Harley that could exceed 85mph! 

However, the Motor Company still faced challenges from rivals; Harley-Davidson fought off Indian with the introduction of the iconic Knucklehead in 1936. The introduction of the Panhead in 1947 cemented the company’s position as the iconic American motorcycle manufacturer. 

The 1990s also saw the creation of a new icon in the shape of the Fat Boy and in 1991, the first Dyna followed. By 1993, the company was again looking to expand, with the purchase of Buell. The performance theme continued with Harley-Davidson moving into Superbike racing in 1994 with the creation of the VR1000 race bike – the predecessor to the first liquid-cooled production bike, V-Rod, launched in 2001. 

The company focus, however, was already switching back to the Harley motorcycles that had made Harley-Davidson iconic. To celebrate its heritage, a new Harley-Davidson museum opened in Milwaukee in 2008 and within the following two years, streamlining of the business followed. 

In 2009, Buell was closed and MV Agusta, which was bought in 2008, was sold in 2010. The focus of the business is now undoubtedly Harley-Davidson motorcycles with investment in new technology and retaining the brand’s original character. 

Harley-Davidson range of motorcycles 

There are six model families in the current Harley-Davidson line-up including the luxurious, limited edition CVO range (Custom Vehicle Operations). 


Newly revived thanks to the all-new Revolution Max engines, the sport range starts with the sleek Nightster and Nightster Special models – both of which use the new 975cc Revolution Max engine. The sports range is topped by the more aggressively styled Sportster S which, equipped with the more powerful 1250cc Revolution Max engine, gives exilirating performance along with modern yet recognisable Harley-Davidson styling. 


Known as more traditional Harley motorcycles, the Cruiser family places importance on heritage and tradition. The rear-wheel suspension is hidden under the transmission and the design harks back to the hardtail choppers of the Sixties and Seventies.  Every combination of handlebar height and footpeg position is catered for among the bikes in the Cruiser range from the stripped back Softtail Standard a, Steert Bob and Low Rider to the agressive Fat Bob and nostalgic Heritage Classic and Hydr-Glide Revival. The latest incarnation of the iconic Fat Boy, famously ridden by Arnold Schwarzenegger in Terminator 2, also belongs to this family 

Grand American Touring 

Iconic American motorcycles that have become the definition of Harley and the only thing to be seen riding on Route 66. The Grand Americal Touring range includes Road Kings and Road Glides and the focus is on comfort and luxury for rider and passenger with ABS as standard. 

Adventure Touring 

In 2021 Harley Davidson took the wraps off its long-awaited Adventure bike – the Harley Davidson Pan America.  Treading in such a highly competitive market, many feared this a step too far for the Milwaukee manufacturer, but a combination of innovative design, a powerful 1250cc Revolution Max engine and truly capable off-road prowess have silenced the critics and helped the bike develop a dedicated following.  


The premium Harley-Davidson motorcycles with a high-end price tag to match. These are limited edition models launched each year to demonstrate the endless customisation opportunities that Harley offers its owners. 


Once the output of specialist modifiers, Harley Davidson now offer a range of official, factory trikes for riders who need the extra confidence of three wheels, but still want the traditional Harley Davidson style with the sleek Freewheeler and the traditional Tri Glide. 

How Bennetts provide insurance for Harley-Davidson owners

As a motorcycle insurance specialist, we understand that riding a Harley is a lifestyle choice. There are many elements to that lifestyle including customisation and long touring rides, which is why we access our leading insurance underwriters to find our best deal for your Harley insurance policy. 

We also know that new Harley-Davidson motorcycles are not in everybody’s price range and the high retention values make second-hand Harleys just as coveted. We can use our decades of specialist insurance experience to provide a quote for a Harley-Davidson motorcycle insurance policy that provides our best cover at an affordable price. 

How to get a quote for your Harley-Davidson motorcycle 

We know you’d rather be showing off your polished chrome at a local HOG meet or cruising along a great stretch of road, so we’ve made it easy for you to find Harley-Davidson motorcycle insurance. We search our panel of insurers to find you our best price for the cover you need. 

Simply complete our online form or contact our dedicated customer service team by visiting our Contact Us page

Sources of interest for Harley owners and fans 

Harley Davidson UK Website - The official website for Harley-Davidson UK with an online test ride booking facility, links to local dealers and details of the current product line-up 

Orange & Black Motorcycle Tours & Rentals - The authorised tour operator for Harley-Davidson UK, responsible for high profile Route 66 trips, including Billy Connelly and Bennetts Biking Dreamer Steve Ford! 

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