Bennetts Modifications and Accessories

At Bennetts, it’s our responsibility as a broker to ask the right questions about you and your bike, including its modifications and accessories. This enables our panel of insurers to provide you with an accurate quote and ultimately, the best cover for your bike.

We understand that specifying every modification and accessory (mods) can seem a bit much; however it is normal practise within the industry to collect these details. Whilst mods are road legal changes to your bike, they can enhance performance, value or theft appeal, which is why insurers need to know about them.

Modifications accepted by Bennetts as standard

The mods now accepted as standard by Bennetts are:

  1. Disability Adapted
  2. Air Filter Changes
  3. Bar Ends
  4. Braided Hose
  5. Decals/Stickers (unless Race Replica)
  6. Grippers
  7. Heated Grips
  8. Huggers
  9. Lights/Indicators/Mirrors
  10. Scot Oilers
  11. Screen Changes
  12. Seat Replacement
  13. Seat Cowl/Single Seat Units
  14. Sissy Bars (Long Back Rest)
  15. Tail Tidy
  16. Tank Pads

So now you can have all the above changes, plus a further three mods from the non-standard list.

Declaring road legal non-standard modifications

If you have any further road legal mods to declare, please tell us at the start of your policy and be sure to tell us if you add any during the life of your Bennetts policy. To make this simpler, we’ve categorised this into Customised, Performance and Practical, which you can view by clicking here.

If you have more than three non-standard mods you can still be insured by our panel of insurers, just call us on 0800 056 3843.*

Bennetts Insures Like for Like

What’s more if in the unfortunate circumstance you have to make a claim, our mods cover is to replace/repair, not only your bike like-for-like, but also all of your standard and declared mods too.

Your bike is your pride and joy and your mods make it every bit as unique as you are, so with Bennetts bike insurance cover, you can rest assured you and they are adequately covered.

*Free to call from UK landlines. Mobile networks can vary.

Call 0800 107 7990

UK call centre
Lines open 7 days a week
Calls may be monitored

Bennetts is a trading name of BISL Limited, company number 3231094 registered in England and Wales. Registered address: Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS. For information on how your personal data will be used please read our Privacy & Cookie Policy. © 2000 - 2014 Bennetts. All rights reserved.

*FREE Helmets & Leathers insurance is only provided for qualifying items of protective clothing (such as leathers and all weather clothing, back protectors, helmet, boots and gloves) that are purchased from the BikeNation store with an individual purchase price of £100 or more. Cover is valid for 12 months. Loss, theft or accidental damage (other than from a motorcycle road traffic accident) is excluded. £50 excess applies. Click here for full terms and conditions.

BISL Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services number is 308896.

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*In November 2013 a survey of 750 bikers by an independent research company,
 Ipsos MORI, found Bennetts Bike insurance cover most recommended by riders.