The term roadster has become increasingly muddied of late due to the popularity of naked bikes. Where there used to be a clear definition between sports and naked bikes, now the boundaries have become blurred. There are sports nakeds such as the Aprilia Tuono, retro bikes such as the Yamaha XJR, classic-styled modern bikes such as the Triumph Bonneville and plain old nakeds like the Ducati Monster. So where does that leave roadsters?
Roadsters are generally regarded as good looking naked bikes that don’t shout about their sporting side. Where some naked bikes have aggressive riding positions, roadsters are relaxed in their stance with an engine that is tuned for mid-range grunt rather than outright performance. You don’t rush about on a roadster, you sit back and enjoy the ride on a good-looking bike that is built to allow a pillion to share the experience.
Bikes such as the BMW R1200R or Yamaha MT-01 are roadsters and arguably the Ducati Diavel could also be classed as a roadster, although some would say the Monster is more this style of machine. You don’t have to have acres of chrome to qualify as a roadster, it’s more an attitude than a look, although often roadsters are also fine looking bikes!
The benefits of a roadster
Naked bikes are starting to become as much about power and performance as sports bikes, something that roadster buyers aren’t so bothered about. A roadster is far more comfortable to cruise around on, enjoying the sensation of two wheels without feeling the need to rush into every corner flat out.
As the engines are tuned for mid-range you don’t have to tap dance on the gearlever every second, and pillions appreciate the roomy and generally deeply padded seats.
The need for specialist roadster insurance
If you’re the owner of a roadster motorcycle, such as a Harley-Davidson Sportster 883 Iron or a Moto Guzzi V7 Classic, you’re probably not looking for a speed fix when out on the road. Generally speaking, roadster riders enjoy cruising at a leisurely pace, clocking up the miles on tours across the UK – and even the continent. Roadsters may not be performance-focussed, but they are still a lot of fun to ride!
As a rider who prefers to take their time getting from A to B, you’ll benefit from a better insurance premium than a sportsbike rider. However, you’ll need to be accurate with any mileage you do and truthful with regard to any customisation or modifications you’ve made to your bike to ensure that you’re getting the most relevant fit-for-purpose roadster insurance cover available.
The benefits of insuring your roadster with Bennetts
We provide motorcycle insurance cover for all types of motorcycles, including roadsters, which can sometimes be cheaper to insure thanks to their reduced power.
We work closely with our panel of insurers to compare roadster insurance policies and obtain the best quote possible to suit your requirements. We can provide comprehensive, third party fire and theft or third party-only roadster insurance cover at competitive rates as well as a number of additional benefits:
- we compare several insurers to find you the best available roadster insurance quote
- monthly payment plans to make your life easier (subject to status)
- 90 days European Union cover included as standard
- 24-hour accident and claims team
- UK-based call centre, open seven days a week
You can also help to reduce your roadster insurance premium by taking additional measures to keep your bike secure, such as fitting it with an alarm or lock and storing it overnight in a garage. In addition, our extra cover options including RAC breakdown and personal accident cover can give you added peace of mind on those long ride-outs.
How to get a quote
Getting a roadster insurance quote is easy with Bennetts. Whether you ride an Aprilia Tuono or a Ducati Multistrada, we’ll find you an insurance premium that best suits your requirements at a price you can afford.
Simply complete our online form or call our dedicated customer service team on 0800 107 7990, who are on hand 24/7 to find the best deal for you.