Whether you ride a 50cc scooter, adventure bike or a cruiser, you’ll want to know that your pride and joy is fully protected from an insurer you can trust. Finding the best value motorbike insurance with Bennetts is easy. We do all the legwork so you get the lowest priced motorcycle, scooter or moped insurance quotes from our panel of top insurers, making sure you have the best cover you and your bike need.
Who are Bennetts?
Bennetts was founded in 1930 and initially provided general insurance services. By the early 1980s, we focussed solely on providing insurance to motorcyclists, which led to us pioneering the quote and buy online facility in 2000 – the first of its kind in the two-wheel industry. We’ve been part of the BGL Group, one of the UK’s leading personal lines insurance groups, since 2001 and now offer 12 schemes through a panel of 8 insurers.
In November 2011, independent brand tracking research identified us as the UK’s No.1 brand for bike insurance – an accolade we’re immensely proud of – and is undoubtedly one of the reasons we continue to provide more than 600,000 motorcycle insurance quotes every year.
Why choose our motorbike insurance?
We’re different from other insurance companies.. Here’s how choosing a Bennetts policy can benefit you:
- specialist insurance cover tailored to your needs and budget
- five-star products (as rated by Defaqto)
- UK-based call centre
- 24/7 quote and buy online
- specialist claims team available all day, every day
- monthly payment plans to make your life easier (subject to status)
- 90-day EU cover is included as standard
- three levels of RAC breakdown cover
- a number of additional cover options to choose from
- no quibble 14-day money back guarantee (T&C’s apply)
Value-for-money bike insurance – We search and compare motorbike insurance across up to 8 top UK insurers to ensure you the best possible rate on your insurance cover.
You can talk to people – Our Coventry-based call centre has real people you can talk to and we’re even open on Sundays and Bank Holidays!
We’re good at claims – Our experienced bike specialist claims team can be contacted 24 hours a day, every day.
Pay by instalments – You don’t have to pay your motorcycle or scooter insurance premium upfront. We can set monthly instalments up for you to make your life a little bit easier (subject to status).
European Union cover as standard – Fancy a trip to the continent? You can travel to any country within the European Union for up to 90 days in one single trip.
Breakdown cover when you need it most – We now offer three levels of RAC Breakdown cover so you don’t find yourself stuck by the roadside.
Extra, extra! – Our additional cover options from helmet and leathers to Personal Accident cover are designed to give you added peace of mind.
No quibble 14-day money back guarantee – In the unlikely event that you’re not completely satisfied with your motorcycle insurance we’ll give you your money back. Terms and conditions apply.
Our Policies
Powered two wheelers come in many guises, but whether you’re an inner city rider or a long-distance commuter, we can find a motorbike insurance policy to suit your needs.
In the current economic climate, scooters and mopeds are becoming even more popular. In fact, these two categories make up almost half of the UK’s riding population*! Their reliable qualities and low running costs mean we can offer you fantastic rates on tailored motorbike insurance especially suited to these smaller capacity bikes.
At the other end of the spectrum, Superbike riders also remain a significant proportion of the UK’s biking population, as we aspire to develop the riding skills of our racing idols for these high performance machines. Because of this, premiums for this category can sometimes be more expensive.
For those who enjoy long distance riding and choose comfort over aerodynamics, our cruiser insurance will be right up your street. If you’ve invested your time and money into one of these top-quality cruising machines, you’ll want to make sure you have a quality insurance policy to match. We can also arrange one policy for several bikes, so a multi-bike insurance policy could be for you.
Additional cover options
So your motorcycle is fully protected, but what about you? We have a number of additional insurance cover options designed with riders in mind, to ensure that you’re not left out of pocket if the unexpected happens.
Our Legal Expenses Cover can help protect you in the event of an accident that isn't your fault. From just £29.99 per annum, the cover provides up to £100,000 towards redeeming any expenses you incur throughout the claim.
We also offer Personal Accident Cover, which guarantees a one-off cash payment in the event of a more serious accident, while our Motorcycle Helmet and Leathers Cover protects your gear against any damage caused.
Stuck by the side of the road with a broken down motorcycle? Our range of RAC Roadside Rescue services are specifically tailored to the needs of motorcyclists and with 24-hour service, faster callout times and a highly trained patrol force, you won’t be stuck there for long. Standard cover starts at just £39.99 per annum, while motorcyclists travelling to the continent can take advantage of our Breakdown EU cover for £90.00.per annum.
Getting the most from your insurance policy
There is one golden rule when it comes to getting a motorcycle insurance policy – be truthful. If your bike is kept on the street then say so, don’t be tempted to pretend you own a garage because you think it will save you money on your premium. If you don’t stick to the conditions of the policy your bike insurance could be invalidated. The same is true for modifications. It is always best to mention everything when describing your bike – provide too much information rather than too little. See our Modifications policy.
When renewing your policy, there are a number of simple steps that you can take to reduce your premium.
- Be realistic about your mileage
- Check the options for excess and coverage
- Consider upping the security on your bike or undertaking an advanced rider course
- Ask the right questions
- Check the facts and work with us so that we can get the best deal for you.
Call 0800 107 7990 to speak to one of our dedicated customer service advisers.
Bennetts and the biking community
Bennetts is not just a motorbike insurance provider. We’re a motorcycle brand and biking is at the heart of everything we do. Supporting and being active in the motorcycle community is important to us, so from our Ultimate Track Days and two-wheel events to popular Sunday meets, you’ll regularly see the Bennetts:Live team and the Bennetts Babes squad out and about joining in with the camaraderie and listening to what you have to say on all things motorcycling.
Over the years, we've been particularly instrumental in a number of topics that are important to the biking community - our most recent campaign is a UK Governement e-petition to ensure that biker related questions are made compulsory in the driving theory test. In fact, we're keen to hear what you have to say on all biking-related topics and it's so easy to get in touch - simply visit our Facebook and Twitter pages for more information.
In addition, we feel passionately about giving back to the motorcycling community and our Bennetts Biking Dreams campaign aims to do just that. Since 2010, we’ve been giving you the opportunity to make your own two-wheel dreams come true, while supporting a number of key UK motorcycle related causes. Visit Bennetts Biker Dreams for more information.
Award winning Motorbike Insurance
Awards are important to us, but our greatest accolade are the testimonials we receive from people who mean the most to us – bikers. As well as being voted the most recommended motorcycle insurance brand, we’ve also been voted No. 1 for customer service* – acknowledgements that have helped earn us the title of the No. 1 bike insurance specialist.
We’re committed to maintaining our position at the forefront of the industry, and our 5-star Defaqto Rating on our motorcycle insurance is further testament to this. Our motorcycle insurance provides one of the most comprehensive policies in the market, as indicated by its 5 Star Defaqto Rating. This rating takes all aspects of our products into account, such as terms and condition, policy details and key features.
*Survey of 500 bikers conducted by independent research company, Synovate, in November 2011
How to get a quote
Contact us today to find out how we could save you money on your motorcycle insurance premium. Getting a quote is easy – simply complete a quote online or call our dedicated customer service team on 0800 107 7990, who are on hand 24/7 to find the best deal for you.