Insurance can be one of the biggest expenses you have to pay out when owning a bike, apart from the bike itself. So we have put some tips together to show you just how you could lower the cost your motorbike insurance.
1. Get A Garage
If your bike is kept in a secure garage rather than parked on the road outside your house, then you could save up to 10% off your insurance.
2. Improve Your Riding
By going back to school and completing an approved advanced riding course like the one run by the Institute of Advanced Motorists, you could get discounts of up to 10% with certain schemes.
3. Say No to Thousands of Miles
By limiting your mileage you could receive discounts of up to 12% off your annual insurance premium.
4. Dump Your Pillion
By not carrying a pillion, you could earn some extra discount of your basic insurance policy.
5. Get Secure
Motorcycle theft is responsible for around 40% of all motorcycle insurance claims. The use of a security device such as an alarm/immobiliser, may act as a deterrent to thieves. Bennetts offers up to 10% discount on riders who have recognised and approved security devices fitted to their bike.
6. Female Riders
If you are female and own a bike, you could get up to 10% discount off insurance
7. Choose Voluntary Excess
You will have a compulsory excess on your insurance policy. However by choosing a voluntary excess also, it could lower your basic insurance policy.
8. Spread the Cost
Instead of paying one lump sum, why not take advantage of being able to spread the cost over the year by setting up a Direct Debit.
9. Length of Ownership
Make sure you tell us the correct date of when you first owned the bike. Some schemes offered by Bennetts give discounts depending on length of ownership.
Biking tips
Take a look at our other biking tips pages for more information on; how to reduce motorcycle insurance, first time biking, young rider insurance, advantages of motorcycle commuting, motorcycle security - keep your bike safe, selling your bike, biking abroad, tyre safety with metzeler, winter riding
For more biking tips and advice to help you get out on the road, then
click here.